Seriously, What HYIP program works??

HYIPS are basically set up that first ones in make money, last ones in lose out. You take a risk being on of the first ones in, though, because some programs are setup solely to take that opening cash and run before the program even takes off good.

This is the first way to lose. If the program actually starts paying out, as soon as investors slow down, the program will go down because it cannot afford to keep paying. What you are looking for is a program that is fairly new and has just begun to pay out. Get in but don't stay too long. It's all a game, much like poker. You play your hand and with a combination of luck and skill, you hope you win more than you lose. I'm just learning too, and losing is part of learning to play the game. Good luck to you!!